25 Killer Khan Academy Videos for Personal Finance Geeks: Part 1

25 Killer Khan Academy Videos for Personal Finance Geeks

April 24th, 2012 by Staff Writers

According to an article from onlinecollegecourse.com, Khan Academy is host to more than 3,000 video lessons that touch on everything from humanities to test prep, but a particular strength of the site is its personal finance videos. Covering everything from the stock market to payday loans and estate taxes, the site has a lot to offer in the way of personal finance learning. Although some of these videos go over basic concepts, we're sure that personal finance geeks can truly enjoy the wealth of knowledge available from Khan. Here, we've hand-selected 25 of the most impressive personal finance lessons that Khan Academy has made available.  Below are suggested lessons 1-5:

1.What it means to buy a company's stock
When you invest in the stock market, do you really know what you're doing? Watch this video to better understand what it means when you buy a company's stock.

2.Payday Loans
Payday loans are an amazingly easy and dangerous way to get into serious financial trouble. This video breaks down the math of incredibly high interest rates and explains exactly how these risky loans work.

3.Personal Bankruptcy: Chapters 7 and 13
When things get really bad, bankruptcy is a difficult but valid option. Explore exactly what Chapter 7 or 13 bankruptcy might mean for you through this video.

4.Ponzi Schemes
We've all heard of the famous Bernie Madoff Ponzi scheme, but do we really know exactly how it all worked? Watch this video to understand what happens in a Ponzi scheme, and how you might avoid getting caught up in one yourself.

5.Mortgage Interest Rates
Watch this video to find out how mortgage interest rates are quoted, and how those rates impact how much you'll pay in interest, as well as how rates impact your monthly payment.

For more information go to  http://www.onlinecollegecourses.com/2012/04/24/25-killer-khan-academy-videos-for-personal-finance-geeks/

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Kitty Allergies

According to an article in the May 2012 issue of Good Housekeeping magazine, if your kids have other allergies it will make them three to four times more prone to react to a cat allergy.  A recent European survey of nearly 6,300 people were documented in this study.  But there is a solution:

1.  None of the kitty adoters who enforced a no-cat zone in their bedrooms became allergic, compared to 5% of those who gave Fluffy free run of the house. 

2.  Adults adopting cats were 40% less likely to become allergic if they'd had one as a child.

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My Child Doesn't Care About Her Grades

According to an article on momshomeroom.msn.com, a parent asked the question for Dr. Stacie Bunning, Clinical Psychologist, about her child not caring about her grades.  Below is the article:


Question:
My daughter has no motivation to do well in school. She loves going to school and loves math and science. But when it comes to getting good grades or even completing homework, she couldn't care less.

Whenever I try to help her with her homework, she "plays dumb" and then I get frustrated and send her to her room. One example of this is when I spent an hour and a half trying to explain how to borrow for math problems. She couldn't even get the right answer for the simple subtraction parts. I finally got so mad that I sent her to her room. She came out five minutes later with all 30 problems done, with no help from me.

In first grade the school wanted to send her back to kindergarten because for the first three weeks she did not do a single assignment. I had to beg her to start doing her work. It seems like money is the only way to motivate her, but I want her to enjoy doing well and to want to do it for herself. Please help me!

Answer:
Your concern is understandable. Because this seems to be a recurring problem, though, it's time to try a different approach. Start by talking with your daughter's teacher and find out if the same behaviors are showing up in the classroom. Does your daughter do her in-class work without problems, or is she failing to turn in assignments? Is she daydreaming, acting out or otherwise disengaged from learning? It's possible that your child is masking an undiagnosed learning disorder or attention disorder by simply not doing her work. If so, talk with the teacher about having her evaluated by the school psychologist, and check with your pediatrician about other possible health issues.

If your daughter is completing her work without difficulty at school, then the problem may simply be that your child has learned to manipulate you. You may have inadvertently reinforced your daughter's poor work habits by giving her too much attention. It may be that she "plays dumb" to keep you engaged. Create some firm rules for homework, review them with your daughter, and stick to them. It is her homework, not yours. Work should come before pleasure, so no TV, video games or toys until homework is completed. Provide a quiet area free of distractions and set a timer for 20-minute work periods with, if necessary, breaks in between. You can provide help when absolutely necessary, but keep it brief and then walk away. Remember that homework usually involves material already learned in the classroom, not new concepts.

Finally, be careful about rewarding grades or work completion with tangibles, such as money. If the goal is for your daughter to develop intrinsic motivation, then paying her for work can backfire. If you absolutely need to use tangibles, make them harder to earn as the weeks go by. In other words, she will need to produce more to get the same reward.

Try praising her for effort, instead of outcome. Ask her what she likes about school, as well as what she dislikes. Ask about her peer relationships and extracurricular activities. Talk about things other than her grades, and you may gain some insight into her feelings and behaviors.

If these tactics don't help, you may want to consult the school counselor or a private therapist to explore your daughter's lack of interest in school.

Dr. Stacie Bunning is a licensed clinical psychologist in the St. Louis area. She has worked with children, adolescents and their families in a variety of clinical settings for 20 years. Bunning also teaches courses in child psychology, adolescent psychology and human development at Maryville University in St. Louis.


Advice from our experts is not a substitute for professional diagnosis or treatment from a health-care provider or learning expert familiar with your unique situation. We recommend consulting a qualified professional if you have concerns about your child's condition.

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